Deep dive into your credit factors and accounts
Credit Score
Credit Score
Credit Utilization
Credit History
Total Debt
2 late payments in the last 12 months
Improvement tip: Set up automatic payments to never miss a due date
Using 78% of available credit
Improvement tip: Pay down balances to reach 30% utilization
Average account age is 2 years
Improvement tip: Keep your oldest accounts open and active
Credit card
Balance
$2,340
Limit
$3,000
Monthly
$75
Age
2y 0m
Credit card
Balance
$890
Limit
$1,000
Monthly
$35
Age
1y 6m
Your 78% credit utilization is your biggest score killer
Paying down $1,700 in credit card debt could boost your score by 25+ points