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Product Qualification Tracker

See which products you qualify for and what you need to improve

3

Total Products

0

Qualified

3

Working Towards

NYMCU Rewards Credit Card

Not Qualified
📊

Credit score needs to be at least 620

Current: 580→Required: 620

Estimated time to qualify: 4 months

Product Benefits:

  • ✓2% cash back on all purchases
  • ✓No annual fee
  • ✓$200 sign-up bonus
  • ✓0% APR for 12 months

NYMCU Auto Loan

Not Qualified
📊

Credit score needs to be at least 640

Current: 580→Required: 640

Estimated time to qualify: 6 months

Product Benefits:

  • ✓Rates as low as 4.99% APR
  • ✓Up to 84-month terms
  • ✓No prepayment penalties
  • ✓Same-day approval

NYMCU Personal Loan

Not Qualified
📊

Credit score needs to be at least 660

Current: 580→Required: 660

Estimated time to qualify: 8 months

Product Benefits:

  • ✓Fixed rates from 7.99% APR
  • ✓Borrow up to $50,000
  • ✓No origination fees
  • ✓Flexible repayment terms

Understanding Qualification Requirements

  • • Credit score requirements are minimum thresholds - higher scores get better rates
  • • Debt-to-income (DTI) ratio = monthly debt payments ÷ gross monthly income
  • • Some products have additional requirements like employment history or down payments
  • • Pre-qualification doesn't guarantee approval but gives you a good indication

Want to qualify for more products?

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